This 6-step plan will show you how I accumulated over $2500 in points to travel the world for free in less than a year. To get started with this plan, ensure that your credit score is above 700 and that you have a good credit history.
Step 1: Open a Chase Bank checking account and get $200 for free when you set up a direct deposit of your paycheck or any other form of income to this account. By getting this bank account, you will build a business relationship with Chase, which will improve your approval odds for their credit cards. Wait for about a month from opening the bank account before applying for the first credit card, as this will increase your chances of getting approved.
Here is the link to claim your new account signup bonus:
Step 2: After about a month, apply for the Chase Freedom Flex Card from Chase.
This is an excellent reward card that offers $200 cashback after spending $500, and 3-5% cashback on all purchases, making it an excellent daily driver card.
Here is where you can sign up for the card:
Step 3:
After approximately a month, or when you have reached your signup bonus, apply for the Chase Freedom Unlimited card.
This card is very similar to the Chase Freedom Flex Card and offers a $200 bonus when you spend $500 within the first three months, along with 3-5% cashback on most purchases.
Here is where you can sign up for this card:
Congratulations, you now have two credit cards and a great track record with Chase. You’ve spent $1,000 on both cards without incurring an annual fee, and earned a total of $600 in cashback, including the bank signup. It’s time to start enjoying the benefits.
Step 4:
You are now on to the final step of the Chase Trio for this plan – the Chase Sapphire Preferred card. This is my favorite card of all the cards I have.
Before you apply for this card, I suggest you have at least a 750 credit score and at least 3-6 months of history with Chase.If you have not reached 750 score yet, do this (alternate route).
This card offers a whopping 60,000 Ultimate Rewards point signup bonus for spending $4,000 in the first three months of opening the card! The 60,000 points are enough for a round-trip saver economy award from the US to Europe on United or any of its Star Alliance
partners, which is close to $750+ in free travel when you use it for flights and even more for hotels! You also get 25% more value through your points when you book through the Chase portal! All your points have the ability to be transferred to travel partners instantly to book in various spots! This card comes with a small $95 annual fee, but it is well worth it as shown above.
Signup for the Chase Sapphire Preferred card here:
Chase Sapphire preferred sign up
Step 5:
Now that you have crushed the Chase gauntlet or made your way here through the alternate route it’s time to get those free hotel stays! Get free hotel stays with the Hilton Honors Business card, which offers 150,000 Bonus points plus $150 credit when you sign up with my referral link. To hit the signup bonus, you must spend $2,000 in the first 3 months, which is very doable. You also get complimentary Gold Elite Status for your stays. The 150,000 points will get you close to 7 free night stays as they generally cost 15,000-25,000 points a night! This is equal to almost $800 in rewards!
The last card for you to get is the easy one. The Hilton Honors Amex card. With this card you reap rewards swiftly and with no signup bonus! On this card the signup bonus is 100,000 Hilton points plus $100 in credit when you spend $1000 in the first 3 months. This is equal to at least $500+ in free hotels for only spending a $1000 that you would spend anyway and with no annual fee!
Sign up for the Amex Hilton Honors credit card:
Apply here : Hilton Honors Card
Congrats !
You have made it through the steps to building your free travel budget! With the 5 cards above and the bank hack you will have achieved over $2500 in free travel for spending only $8000 on expenses that have to be paid anyway! This is insane cashback and freedom to travel! These simple 5 steps can change your travel life and let you do the travel that you once deemed impossible. As always, you can reach out to me on instagram : @benbookstheworld for any finance, credit and reselling questions.
Bonus card that I have :
Marriot bonvoy business card :
Signup bonus 75,000 marriot points when you spend 3,000$ in the first 3 months
Silver elite status
125$ annual fee
Referral link : marriot business card signup link
Amex business platinum card:
Currently offering 120,000 point signup bonus when you spent 15,000$ in the first 3 months.
lounge access thousands airports
And tons of other amazing benefits
Annual fee : 695$
but if you spend a lot, you can get good retention deals including full annual fee being waived after first year.
Referral link : Amex business platinum signup link
You have made it here which means you’re not at 750 credit score or got denied the Chase Sapphire card, do steps 5 and 6 and then come back to the Chase Sapphire and you will still be on the path to free money and rewards! here to steps 5 and 6
