Hey everyone! As a business owner and frequent traveler, I’ve found that credit card points can be a great tool to offset travel expenses and earn rewards. If you’re looking to earn some valuable rewards points that can be redeemed for travel, cash back, and other perks, you should definitely consider Chase Bank’s credit cards.
In this article, I want to share with you my strategy for maximizing credit card points using six different Chase credit cards: Chase Freedom, Chase Freedom Flex, Chase Sapphire Preferred, Ink Business Unlimited, Ink Business Cash, and Ink Business Preferred. By using these cards together, you can earn over 80 free hotel nights around the world.
First, I highly recommend the Chase Freedom and Chase Freedom Flex cards for earning rewards on everyday purchases. These cards offer 5% cash back on rotating categories each quarter, as well as 1% cash back on all other purchases. On top of that, you get 20,000 points per card when you spend $500 in the first three months, so that’s a total of 40,000 points just for spending $1,000!
Another great card to consider is the Chase Sapphire Preferred card, especially for travel-related expenses. This card offers 2X points on travel and dining purchases, as well as 1 point per dollar on all other purchases. Plus, there’s a sign-up bonus of 60,000 points after you spend $4,000 in the first three months of opening the account. This card is crucial to our strategy because it allows you to take all the points you earn and combine them onto one card. Once you do that, all the points become transferable to partners like Hyatt or Marriott.
If you’re a business owner, the Ink Business Unlimited card is perfect for you. It offers 1.5% cash back on all purchases and comes with a sign-up bonus of 90,000 points after you spend $6,000 in the first three months of opening the account. Plus, there’s no annual fee!
The Ink Business Cash card is another great option for business owners, offering 5% cash back on office supply purchases, internet, cable, and phone services. It also offers 2% cash back at gas stations and restaurants, and 1% cash back on all other purchases. Just like the Ink Business Unlimited card, it comes with a sign-up bonus of 90,000 points after you spend $6,000 in the first three months of opening the account.
Finally, the Ink Business Preferred card is designed for businesses with more significant expenses. It offers 3X points on travel, shipping purchases, internet, cable, and phone services, and advertising purchases made with social media sites and search engines. There’s a sign-up bonus of 100,000 points after you spend $15,000 in the first three months of opening the account, but it does have an annual fee of $95.
Once you finish this six-card strategy, you’ll have earned 412,000 Chase points, which is equivalent to 82 free nights at Category 1 hotels. And the best part is that you can use these points all over the world! I’ve found that leaving the USA can give you even better value for your points. For example, I’ve stayed at the Hyatt Regency Istanbul Atakoy and the Hyatt Regency Dubai, both of which provided stunning views and luxurious amenities for less than 8,000 points per night each.
Hyatt Regency Istanbul Atakoy:
Located in the Atakoy neighborhood of Istanbul, the Hyatt Regency Istanbul Atakoy is a luxurious hotel that provides guests with stunning views of the Marmara Sea. The hotel features spacious rooms and suites, an outdoor pool, and a fitness center. Guests can also enjoy a variety of dining options at the hotel, including the rooftop restaurant, Cloud 34, which offers panoramic views of the city. For those looking to explore Istanbul, the hotel is conveniently located near popular attractions such as the Blue Mosque and the Grand Bazaar. For more information and booking, visit the Hyatt Regency Istanbul Atakoy website: https://www.hyatt.com/en-US/hotel/turkey/hyatt-regency-istanbul-atakoy/isthr
Hyatt Regency Dubai:
Located in the historic Deira neighborhood of Dubai, the Hyatt Regency Dubai is a luxurious hotel that provides guests with easy access to popular attractions such as the Gold Souk and Dubai Creek. The hotel features spacious rooms and suites, a rooftop pool, and a fitness center. Guests can also enjoy a variety of dining options at the hotel, including the award-winning restaurant, Miyako, which offers authentic Japanese cuisine. For those looking to relax and unwind, the hotel also has a luxurious spa. For more information and booking, visit the Hyatt Regency Dubai website: https://www.hyatt.com/en-US/hotel/united-arab-emirates/hyatt-regency-dubai/dxbrd
Hyatt Regency Cartagena:
Located in the vibrant Bocagrande neighborhood of Cartagena, Colombia, the Hyatt Regency Cartagena is a luxurious hotel that provides guests with stunning views of the Caribbean Sea. The hotel features spacious rooms and suites, an outdoor pool, and a fitness center. Guests can also enjoy a variety of dining options at the hotel, including the rooftop bar, Kokaú, which offers panoramic views of the city. For those looking to explore Cartagena, the hotel is conveniently located near popular attractions such as the Castillo San Felipe de Barajas and the historic Old Town. For more information and booking, visit the Hyatt Regency Cartagena website: https://www.hyatt.com/en-US/hotel/colombia/hyatt-regency-cartagena/ctgct
Overall, I hope this strategy helps you make the most out of your credit card points and enjoy some free hotel nights around the world!
